Hi everyone!!! It has been a while since I posted here. In this post I wanted to share about two things. 1. IPO application. 2. Pump and Dump. IPO Application: I have been following this plan in IPO for the past few years. I keep 15,000 in my back-up bank account, If I Notice any Good IPO announced in market based on grey market premium, I will apply for it, Good thing here is either Money will get debited from bank account and shares will be allotted and transferred to our Demat account on the listing day, In case if the IPO is not allotted in lottery system money which was blocked will be release in bank account. That’s why I always use my IPO money from back up account to avoid any confusions I would suggest the same for everyone and we can use any private bank account which will also satisfy minimum balance holding of 10K one more advantage is we will 3.25% or interest based on the savings account allocated by the corresponding bank. As of now I have shared about 1. Applying ...

Hi Everyone, I hope all of us are doing great in both wealth and health terms. Here in this post, I wanted to discuss about the recent questions that I got from few of my known circle with whom I discussed about Money. To make it simple, I am breaking the frequently asked question and FOMO (Fear of Missing Out). Let’s discuss them one by one. Topic of discussion: 1. FAQ (on buying or adding unlisted Equity shares) 2. FOMO (is all about growing faster or in short Span of time). 1. FAQ: I have shared the steps or method to buy or invest in unlisted shares as I mentioned in my earlier blog. https://divaakaruguptha.blogspot.com/2023/12/pre-ipo-buying-in-equity-market.html Now, comes the discussion, Few people from known circle bought HDB shares in unlisted market between 700-800 and it raised up to 1200 before IPO, but in IPO it is getting sold for 700-740, now the people who bought between 700-800 will in slight loss based on IPO price, I wanted to discuss about the pe...

Hi Again, I hope all of us are doing great, I have been working on this blog since last few weeks as I have to think about various factor I took time and tried to give my best. when ever we think about any investment we will have atleast one or fewer hurdles. Even the one which we are going to explore now have few hidden hindernce. The idea which we are going to explore here wouldn't be apt for who are youngsters now,but Good news is we can use this idea for our Future generation. Looks quite interesting right. Let us start exploring the idea. Assumptions and Requirements for this option to make money. --> Initial investment of lumpsome money.( apart from our emergency fund) --> Bank and post office account with internet banking facility. --> Ample of patience to let the money grow. I would like to share the name of the scheme "PPF- Public Provident Fund" which yield 7.1% return and this return value is variable parameter based on many factors. Now lets c...

 Hi Everyone, I hope we benefited from last year's Diwali Pick. Based on the previous year's investment returns on Diwali picks, I can take care of the upcoming Diwali celebration.  Let us see the returns with sample data: We considered these two at the price of  1. Fortis Health Care @ 360 2. Umang Dairy @70. I hope we have achieved the below-mentioned targets from our 1. Umang Diaries 70 to 150(but high it made high of 165rs) which is more than 110% of return on investment within a year. 10K of investment would yield 21,326 after brokerage our charges might vary based on brokerage but the return on invested capital would be the same for all of us. 2. Fortis Healthcare 365 to 518(even now it is trading at 600+) 10K of investment would yield 14,105 after brokerage our charges might vary based on brokerage but the return on invested capital would be the same for all of us. In simple terms our investment of 20K would have grown up to 35,431 this excludes other corporate act...

 Hi everyone,      We saw a good round of IPOs last week in the Indian Equity market. I know about my luck in IPO allotment after following IPO applications for more than a few years. so I decided to take other routes than applying for an IPO. Many times I have heard that we can buy equity shares before IPO. YES, it is possible I haven't shared this information earlier because I was not aware entire process of buying or selling the shares PRE-IPO equity I was waiting in reality to understand how this goes.   There might be more than one platform from which we can buy unlisted equity shares in India but I used one among them to buy unlisted shares of Tata Technology will share those details in the later part of this post. I got to know very late but at the right time. I bought Tat Technologies from one of the platforms where we can buy unlisted shares. as I know my luck of getting shares allotted in the IPO lottery. process: --> Create an account of the p...

 Hi Everyone,     Happy Diwali to everyone, I hope everyone of us will be having a happy and safe Diwali with friends and with their family. Whenever I open an investment or equity-related application or discussion group on my mobile, I see everybody turning out as a market analyst and suggesting or sharing their stock selection for Muhurat trading today. which happens between 6:00PM to 7:15 PM as this is an auspicious time for the day. I was thinking why I shouldn't share the ones which I have selected for investment with the detailed analysis.     Usually, I watch the ocean market at bay for 99% of the time. sometimes I am involved in investing based on my personal analysis success rate in the past based only on my fundamental analysis. I have opted for the following shares after my fundamental analysis. 1. Fortis health care. 2. Umang dairies  1. Fortis Health care: There are reasons for opting/selecting this one. I always relied on this flag pole patter...

 Hi Everyone,      After a long gap, I had some free time to publish this idea of mine. As usual, again this is about the money and investment struggle which I have faced and found a way to overcome and invest it and build wealth over time slowly and steadily. Not only me few of my friends faced these issues we figured out an answer and I figured out a way to invest the bonus.       I hope or assume most of us investing slowly getting some acceptable returns and on the way to beating inflation, we have to tap on ourselves to achieve it. we get returns in two ways, --> Share price appreciation --> Dividend/ rental income(from INVIT and REITS) based on the investment.      Now comes what is the issue/problem and the answer for the same right. we have already seen the jits and core of the question yes, it is all about how to track our dividend income and if wanted to invest the returns to accumulate the wealth.    ...